DSCR Loans

DSCR Loans

DSCR Loans Income-Based Property Qualification

DSCR Loan Benefits

How DSCR Loans Compare

Qualification Requirements

DSCR Ratio

Credit & Down Payment

Property Requirements

Frequently Asked Questions

Ready to Finance Your Investment Property?

LOAN PROGRAMS

Finance rental properties using the property's income, not your personal income. DSCR loans are designed for real estate investors who want to qualify based on rental cash flow rather than W-2s or tax returns.

Why real estate investors choose DSCR financing over traditional mortgages.

See why DSCR loans are the preferred choice for real estate investors.

DSCR loans are built for investors. Here is what you need to qualify.

Property must generate 25% more income than the mortgage payment. DSCR of 1.0 means break-even. Lower DSCR may be accepted with compensating factors.

Better credit and larger down payment = better rates

Short-term rentals may qualify with some lenders

Get answers to common questions about DSCR loans

Let your property qualify for the loan. Get started with a DSCR loan and scale your real estate portfolio.

Professional mortgage services tailored to your unique financial goals.

Quick Links

Contact

NMLS#

NEXA Lending NMLS #

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