DSCR Loans

Rob Herrell, Mortgage Specialist at Lending Plus Realty

Rob Herrell, Mortgage Specialist

Lending Plus Realty

Phone: (602) 935-4499

Email: [email protected]

NMLS# 1682880

Company NMLS# 0944059

Licensed in: AZ, CA

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DSCR Loans

DSCR Loans Income-Based Property Qualification

DSCR Loan Benefits

How DSCR Loans Compare

Qualification Requirements

DSCR Ratio

Credit & Down Payment

Property Requirements

Frequently Asked Questions

Ready to Finance Your Investment Property?

LOAN PROGRAMS

Finance rental properties using the property's income, not your personal income. DSCR loans are designed for real estate investors who want to qualify based on rental cash flow rather than W-2s or tax returns.

Why real estate investors choose DSCR financing over traditional mortgages.

See why DSCR loans are the preferred choice for real estate investors.

DSCR loans are built for investors. Here is what you need to qualify.

Property must generate 25% more income than the mortgage payment. DSCR of 1.0 means break-even. Lower DSCR may be accepted with compensating factors.

Better credit and larger down payment = better rates

Short-term rentals may qualify with some lenders

Get answers to common questions about DSCR loans

Let your property qualify for the loan. Get started with a DSCR loan and scale your real estate portfolio.

Professional mortgage and real estate services tailored to your unique financial goals.

Quick Links

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NMLS#

AZ Real Estate License SA680425000

MHG License LC562698020

NEXA Lending NMLS #

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Welcome!

Please note that Rob Herrell is dually licensed in Arizona as a Real Estate Salesperson with My Home Group and a Mortgage Loan Originator with NEXA Lending NMLS #1682880. You are under no obligation to use both services. By clicking Acknowledge & Enter, you agree to our disclosure of dual capacity.